Aspiration Spend, Save, Invest by Aspiration (iPhone)
Released: Nov 2, 2016
Version: 2.13.2
Size: 149 MB
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Ranking - Finance (iPhone)

Aspiration Spend, Save, Invest

Aspiration lets you spend, save, and invest with a conscience. With the Aspiration Spend & Save Account, you get cash back rewards, 5 Free ATM withdrawals each month, and earn a high interest rate – while knowing your deposits in this cash management account aren't funding pipelines and oil drilling.

Sign up for Aspiration Spend & Save in 5 minutes or less.

• Get cash back rewards as you spend, with bonus rewards at socially conscious businesses
• Get 5 Free ATM Withdrawals each month*
• Earn up to 1.00% APY **
• Know that your deposits aren’t funding fossil fuel exploration or production
• Deposit a check with your phone's camera
• Pay your bills or send a check to a friend
• Track your impact on people and the planet as you shop
• Choose the monthly fee you think we deserve — even zero
• All extra services provided at cost
• We commit to donate 10% of earnings to charity

• Sign in with Touch ID or Face ID (on supported devices)
• Two-factor authentication
• 256 bit encryption

The Aspiration Spend & Save Account is a cash management account offered by Aspiration Financial, LLC, a broker-dealer registered with the SEC and member FINRA/SIPC. Aspiration Financial, LLC (Aspiration Financial) provides brokerage services and securities products. Its affiliate company, Aspiration Fund Adviser, LLC, an SEC-registered investment adviser, provides investment advisory services. Aspiration Fund Adviser, LLC and Aspiration Financial, LLC are subsidiaries of Aspiration Partners, Inc. Neither Aspiration Partners, Inc. nor any of its subsidiaries is a bank.

*Aspiration does not charge ATM fees. Your account will automatically be reimbursed for ATM fees charged by other institutions while using an Aspiration Debit Card linked to your account at any ATM, up to a maximum of 5 ATM fee reimbursements per month, per account owner. The reimbursement will generally be credited to the account within 2 business days of the ATM fee debit. Please note, if applicable, there is a foreign transaction fee of one percent that is not waived, which will be included in the amount charged to your account. Aspiration reserves the right to modify or discontinue the ATM fee reimbursement program at any time.

**The Annual Percentage Yield (“APY”) associated with the Aspiration Spend & Save Account is variable and accurate as of 09/18/2019. Rates may be changed from time to time without notice. To earn 1.00% APY interest on Aspiration Save Account balances in any calendar month, an external deposit of at least $1,000 in that calendar month into any Aspiration cash management account or investment account is required. Else, the account owner can qualify for 1.00% APY on Aspiration Save Account balances in any calendar month if there is a single end of day Aspiration Save Account balance of $10,000 or more during that calendar month. If neither of these is met, the APY will be 0.00% for that calendar month. Minimum deposit required to open an Aspiration Save Account is $10.00. PWIF fees debited directly from the Aspiration Save Account could reduce earnings.

Customers will earn cash back on all debit card purchases. Customers may also earn additional cash back for purchases made at selected merchants. Cash back percentages are subject to change at any time without notice. Cash back will generally be credited to customer’s Aspiration Spend Account once on the first day of each calendar month. Aspiration reserves the right to reverse Cash back transactions under certain circumstances and the right to terminate a customer’s Cash Back feature for any abuse of the feature. This Cash Back rewards program is subject to change by Aspiration at any time without notice.

This is not an offer or solicitation in any jurisdiction where Aspiration Financial is not authorized to do business or where such offer or solicitation would be contrary to the local laws and regulations of that jurisdiction.

© Copyright 2019 Aspiration Partners, Inc.

What's new in version 2.13.2
Bug fixes and performance improvements.
Screenshot #1
Our verdict: Good
  • + Aspiration Spend, Save, Invest is a highly rated app (4.5-star).
  • + The app is free.
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