Empower - Save, Budget, Bank by Empower Finance (iPhone)
Released: May 9, 2017
Version: 4.0.5
Size: 158 MB
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Ranking - Finance (iPhone)

Empower - Save, Budget, Bank

Empower Finance
Managing your money can be the easiest thing you do all day. Save, budget, and bank more wisely with a personalized financial expert in your pocket. Join the 650,000+ people who have downloaded the Empower app to master their money and achieve their financial best.

How? Automated saving. Painless budgeting and spend tracking. Human coaches ready to share personalized recommendations on how to pay down debt, uncover extra savings, and tackle any other finance question on your mind. Proactive tips and up-to-the-minute alerts to help you make better financial choices in real time. 1.40% APY on checking with no minimums and no hidden fees.

Why? Because your money deserves more. Let’s break it down:

Automated Saving.
Save $1,500 or more every year, without even trying. Just set your weekly savings target, and Empower will continuously study your income and spending and automatically knows when to save the right amount of money at the right moment in time. Save more than ever before, without lifting a finger.
- 1.40% APY on all your money
- FDIC insured up to $250,000
- Access your money anytime\t
- No monthly maintenance fees
- No account minimums

Painless Budgeting & Spend Tracking.
Whip up budgets that reflect your lifestyle and get notifications on how your bills and purchases are tracking to plan.
- Customizable budget categories
- Weekly or monthly spend limits
- 24/7 alerts on $ left to spend
- Monthly reports

Expert Tips
Empower keeps an eye on your money so you don’t have to. It’s like having a personalized financial expert in your pocket. Sit back, relax, and we’ll tell you when and how to make better financial choices. We’ll notify you about these (and more):
- Bank fees
- Bill increases
- Missed bills
- Credit utilization
- Spend tracking
- New ways to save

Human Coach.
Our human coaches are on standby to help you through any financial challenge, big or small, tricky or basic. Think personalized tips to steer you in the right direction. Goodbye, Alexa.

High-Interest Checking.
Enjoy a high-interest checking account with an APY that’s 35x higher than traditional banks. Make wayyy more money on your money — spend it, save it, you choose. We’ll make it grow.
- 1.40% APY on all your money
- Debit card with 24/7 alerts on all transactions
- 55,000+ free ATMs nationwide
- 1 monthly out-of-network ATM reimbursement
- FDIC insured up to $250,000
- No monthly maintenance fees
- No overdraft fees
- No insufficient funds fees
- No foreign transaction fees
- No account minimums
- Feature to lock/unlock your card in app
- Customer care team at your service

Data Privacy and Security.
Your personal data belongs to you, and you alone. We would never share or sell your information to another party. And we keep your money safe and sound with the latest-and-greatest bank-grade security features and protections, like:
- AES 256-bit encryption
- Multi-factor authentication
- Touch/Face ID

Love for Empower.

Recognized by Apple in "New Apps We Love" and by Time Magazine in "Best Apps of the Year So Far." Featured in Forbes, The New York Times, Business Insider, TechCrunch, and USA Today.

For more information, visit empower.me.

The Empower interest checking account is opened and maintained with, and the Empower debit card is issued by, Evolve Bank & Trust, member FDIC. No hidden fees, no minimum balance. 1.40% Annual Percentage Yield (APY) may change at any time. APY as of October 30, 2019.

What's new in version 4.0.5
Due to high demand, we've temporarily paused signup of new customers. Join our waitlist today, and we'll message you when a spot opens up!
Screenshot #1
Our verdict: Good
  • + Empower - Save, Budget, Bank is a highly rated app (4.5-star).
  • + The app is free.
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