Charlie - Debt Free Faster by Charlie Finance Co (Universal)
Released: Jan 28, 2020
Version: 2.1.2
Size: 99 MB
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Ranking - Finance (iPhone)

Ranking - Finance (iPad)

Charlie - Debt Free Faster

Charlie Finance Co
Charlie is a smart, adorable, friendly penguin who will get you out of debt faster. With Charlie on your side, you will be debt-free sooner, all while keeping your daily latte. No budgets. No judgment. Surprisingly fun.


▶ A personal debt payoff planner. See the huge impact small changes have on your debt-free date.
▶ Automated savings. You do you while Charlie puts more money towards your debt.
▶ Fun celebrations of your progress, no matter how big or small.
▶ Spend smarter with insights into your daily, weekly, and monthly spending habits.
▶ Cut your bills, whether it’s Netflix, Comcast, or many other subscriptions.
▶ Overdraft alerts
▶ Penguin gifs. Lots of them.
& more


Charlie is completely free to try for a month. After your trial period, a monthly subscription costs just $4.99 and can be canceled anytime. With Charlie on your side, you will save thousands in interest.


▶ PC World: “The convenience of Charlie is immediately apparent. Rather than having to log into my bank’s website or budgeting app to check recent activity or run a report, I could just pull out my phone and ask.”
▶ The Penny Hoarder: “Charlie’s messages have made me more aware of what’s going on with my money on a daily and weekly basis. And as long as he’s around, I feel like there will be fewer financial surprises in my life.”
▶ “The Friendly Chatbot penguin helps consumers manage finances, eliminate frivolous spending, and work towards savings goals.”


▶ Caitlin: “I always thought I was good at monitoring my accounts through online banking, but lately I keep getting slapped with overdraft and returned item fees. It’s infuriating! So I got some help from Charlie. I mean who wouldn’t love to see that adorable little guy pop up with new messages, updating you on your balances, new transactions, etc.”
▶ Samantha: “I really enjoy Charlie and all his features! Fun, interactive, accurate and much faster to update me than competitors.”


Charlie is devoted to protecting your money and privacy. We use the same 256-bit SSL encryption that banks use and insist on encryption for all connections. This means that all data transfers are protected from unauthorized access using the most advanced cryptographic algorithms available.
We never store your login information in any form and we’ll never sell any of your information.

Use of the Charlie app and Charlie Subscription is subject to Charlie Finance Co's terms of service, which can be found here:

What's new in version 2.1.2

Trigger automatic savings with special events. Like you can save money when werewolves are on the prowl (every full moon!), or every time someone on The Bachelor says something about “doing it for the right reasons”.

Save while you spend: Want to save towards debt without giving up your daily latte? Charlie’s Autosave rules will turn your habits into savings.

Debt-free date, sooner: This penguin prodigy can figure out exactly when you'll be out of debt and can show you how paying just a little more goes a long way!

Celebrations: Paying off debt sucks. Charlie will load up the Penguin Positivity Cannon to blast you with confetti, cheers and celebrations to keep you motivated. You've got this!
Screenshot #1 (iPhone)
Our verdict: Good
  • + Charlie - Debt Free Faster is a highly rated app (4.5-star).
  • + The app is free.
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