Charlie - Faster Debt Pay Off by Charlie Finance Co (Universal)
Released: Jan 28, 2020
Version: 3.2.5
Size: 139 MB
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Ranking - Finance (iPhone)

Ranking - Finance (iPad)

Charlie - Faster Debt Pay Off

Charlie Finance Co
Charlie is the fun little penguin that will help you become debt-free. He understands how debt can snowball out of control and is here to help. He finds easy ways to automatically set aside a few bucks here and there and use that to pay down your debt. You can get out of debt years earlier and save thousands in interest, all without changing your lifestyle. No budgets. No judgment. Surprisingly fun!

▶ Automated debt fund. You’ve always got a couple of extra dollars here and there going towards debt. It’s automatic, you won’t even notice it. But your debt will.
▶ Pay off your credit card debt. Use the money saved in your debt fund to directly pay down your credit cards, right there in the app.
▶ Your personal debt payoff planner. See when you’ll be debt-free and how much you’ll pay. Then see how tiny changes will literally save you thousands and get you out of debt years earlier.
▶ Fun ways to celebrate your progress. Even small steps can be a big deal!
▶ Overdraft alerts
▶ Penguin gifs. Lots of them.
And so much more…

Charlie is completely free to try for a month. After your trial period, a monthly subscription costs just $4.99 and can be canceled anytime. With Charlie’s help, you’ll save thousands in interest and shave years off your debt.


Charlie is devoted to protecting your money and privacy. Your money is FDIC-insured up to $250,000. We use the same 256-bit SSL encryption that banks use and insist on encryption for all connections. This means that all data transfers are protected from unauthorized access using the most advanced cryptographic algorithms available. We never store your login information in any form, and we’ll never sell any of your information.

Use of the Charlie app and Charlie Subscription is subject to Charlie Finance Co's terms of service, which can be found here:

What's new in version 3.2.5
Unfortunately, Charlie will be shutting down.

When we started Charlie five years ago, our goal was to support ordinary Americans who felt the oh-so-common anxiety around managing their personal finances. Charlie was originally a chatbot, sending our users simple and actionable tips about their finances. In 2020, we launched our app focused on paying off debt. We know the debt journey can be daunting, and we saw more need than ever for a fun, friendly penguin to make a difference.

We want to thank you from the bottom of our hearts for supporting us for the last few years and for providing us with thoughtful feedback along the way. We are honored that you let us be a part of your financial journey.
Our verdict: Good
  • + Charlie - Faster Debt Pay Off is a highly rated app (4.5-star).
  • + The app is free.
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