Level - Next Level Banking by Zero Financial, Inc. (iPhone)
Released: Feb 19, 2020
Version: 1.0.6
Size: 205 MB
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Ranking - Finance (iPhone)

Level - Next Level Banking

Zero Financial, Inc.
Level is Next Level Banking. Earn 1.0% unlimited cash back¹ and 0.50% APY on deposits², enjoy fee-free banking and reimbursement of ATM fees worldwide², get your paycheck early³, and relax knowing your money is secure in an FDIC-insured account⁴.

The average bank offers 0.06% for interest checking accounts according to the FDIC. With Level, you earn 8x the national average⁵. Now that’s a difference worth noting.

Applying for an account is free, won’t affect your credit score, and generally takes less than 2 minutes. It’s a no-brainer.

What’s the buzz? Here’s what our customers love most:
• 1.0% unlimited cash back¹
• 0.50% APY on deposits²
• Get your paycheck 2 days early³
• Friendly and responsive customer support, 24/7, 365 days a year
• Real-time notifications, logos, maps and more
• No overdraft fees
• No maintenance fees
• No minimum balance fees
• No foreign transaction fees
• No add-on ATM fees charged by Level + up to 3 ATM operator fees reimbursed per month, up to $4 per reimbursement
• A design-forward app experience
• Transfer money quickly and easily
• Maintain complete control by instantly locking your card or changing your PIN with just a couple of taps
• FDIC-insured deposits up to $250,000 through Evolve Bank & Trust, Member FDIC
• Powerful encryption ensures your sensitive personal info is kept safe and secure
• Visa Zero Liability⁵ policy ensures you’re not responsible for unauthorized charges

Getting started is simple:

1. Download the Level app and apply in less than 2 minutes, or apply online at levelbank.com/apply. If you’re approved, we’ll ship you your Level Debit Card.
2. Set up direct deposit or transfer money in from another bank via debit card or ACH.
3. Activate your Level Debit Card when it arrives.
4. Give yourself a pat on the back for leveling up your banking!

Questions? Contact us at support@levelbank.com or give us a call at (877) 735-3835, 24/7.

Get started today and experience Next Level Banking.

¹ 1.0% unlimited cash-back on Qualified Purchases is available to everyone initially and continues as long as the customer receives direct deposits of $1,000 or more in their Level Bank Account every 31 days. Qualified Purchases include online and signature-based purchases and exclude non-signature-based purchases, foreign transactions, account transfers, cash equivalents and other similar transactions. Signature-based purchases can be made in stores by selecting “credit” rather than “debit” at the point-of-sale.

² The Interest Rate offered on Level Bank Account is 0.50% with an Annual Percentage Yield of 0.50%. Like any interest-bearing bank account, APY is dependent upon different factors like the Federal Reserve, which means it may change. However, we’ll always work our hardest to deliver the highest rates we can.

³ Direct deposit and earlier availability of funds depends on timing of payer’s submission of deposits. We generally post deposits on the day they are received, which may be up to 2 days earlier than the payer’s scheduled payment date.

⁴ Your deposits are FDIC-insured up to $250,000 through Evolve Bank & Trust, Member FDIC.

⁵ As a cardholder, you will not be held responsible for unauthorized transactions if you use reasonable care in protecting your card from loss or theft; and you promptly report the loss or theft to Level. For specific restrictions, limitations and other details, please refer to the Level Bank Account Agreement.

What's new in version 1.0.6
Some good news and not-so-good news. The not-so-good news is the Fed lowered interest rates twice by an unprecedented 1.00% due to economic volatility, which means we have to lower ours, too. The good news is we're keeping our APY at 0.50% and still offering unlimited 1.0% cash back on signature-based and online purchases.
Screenshot #1
Our verdict: Good
  • + Level - Next Level Banking is a highly rated app (4.5-star).
  • + The app is free.
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