moneytime

[ This app is no longer available for download ]

Great financial tools don't have to be stodgy. Get time-value-of-money answers fast. moneytime is a powerful, easy to use, high quality financial calculator. Calculate loans, savings, annuities, net present value, and internal rate of return. Quick and convenient cost benefit analysis. It can solve for any unknown, including interest rate. Just enter the values you know and the right answer is automatically displayed. For example, to determine the duration of a loan, enter the interest rate, payment, compounding period, and the amount borrowed. The duration will be calculated for you.

Solutions may be sent to others via e-mail or text. Solutions may also saved and retrieved for later reference. Complete help is included.

✿ moneytime ✿

✧ Professional time-value-of-money calculator.
✧ Easy-to-use, FAST single screen entry, immediate answer display. No wading through or waiting for downloading pages. Great for finance professionals.
✧ Powerful—can solve for every variable, including interest rate.
✧ Solves all six financial functions of a dollar.
✧ Compound interest, annuities, sinking funds, discounting, discounting of annuities and amortization.
✧ Online connection not needed for calculation.
✧ E-Mail a solution scenario.
✧ SMS text a solution scenario.
✧ Save a named solution scenario.
✧ Retrieve named solution scenarios.
✧ Current solution state is preserved between app invocations.
✧ Quick reference of input and output field explanations at the bottom of every calculator screen.
✧ In-app narrative help explanation for each calculator screen.

✿ Loan ✿

✧ Full range of compounding periods including monthly, quarterly, semiannually, annually, and more.
✧ Basic annual percentage rate calculated for each scenario.
✧ Pie graph compares total interest paid to principal and to total amount paid.
✧ Loan amortization table.

✿ Savings ✿

✧ Compound interest.
✧ Full range of compounding periods from continuous to daily (365 and 360) to annual.

✿ Annuities ✿

✧ Solves for all variables: payment, future value, present value, periods, and interest rate.
✧ Solves for annuity-due and ordinary annuities.
✧ Buttons for conveniently handling for monthly payments and annual interest rate.
✧ Discounting of annuities.

✿ Net Present Value ✿

✧ Great for analyzing investment opportunities.
✧ Calculates net present value, present value, payback period, profitability index, and return on investment.

✿ Internal Rate of Return ✿

✧ Evaluates the interest on a series of payments.
✧ Also calculates the ROI of the payments.